Maruti or the Maruti Suzuki dominates the Indian Car market. The Car maker is highly popular and hence the requests to know the best Car Insurance plan in India for the best car seller is one of the top leading searches. Almost every insurance company wants to tie up with the pioneer company as they know the higher sales will definitely make profit for them. If not with Maruti, many small companies tie up directly with the dealers and offer insurance with different schemes.
It is very important to note that when an insurance plan is asking you to pay a comparatively lesser premium, then what is the thing it is compromising in.
This article is my personal experience and i recommend it to my readers. You can trust this review unconditionally.
First thing is i am not going to discuss about whether you opt to include passengers insurance or not. Whether you should take the engine cover or not. That is something which depends entirely on the driving conditions and is purely driver specific. If you talk to my choice, always cover each and everything, even your nut bolts when you are choosing the car insurance type.
Now when you have the insurance plan in your mind, and you are looking for the insurance company, here comes the personal experience that will help you.
Best Car Insurance in India for Maruti
Undoubtedly National Insurance is the best Car Insurance in India for Maruti. This government undertaking company is trustworthy and highly reliable. In case of any theft or claim, the company proceeds professionally and definitely help its customers and take them out through the chaos.
The benefits of getting a government company insurance is that in case of problem, if you need the insurance claim, the government companies will definitely give you the amount, though it might get delay as in case of government work. But trust me, you can wait patiently as you know that your money is safe. There are many private companies which reject the claims because of unnecessary reasons. That time you come to know the reality of the insurance companies and their claim process.
We had a Maruti Swift, which was stolen within 6 months of the purchase. The insurance provider was national insurance. We went to insurance office in panic and took the incident of their slow acknowledgement as a bad gesture. We went there again and again which was all going useless. Then based on the suggestion of one of our family friends, we just sat quiet and waited for their actions. Believe me, they will themselves call you when your car file turn comes. They work slowly, but your money is safe.
Also, important thing to note is that they have no hidden charges and the amount you get is genuinely correct.
If not National insurance, i genuinely recommend to opt for any government company. Please do not go to private companies even if they ask you to pay less premiums or cost you cheap.
To sum up, here are the quick points to understand, why you should opt for National insurance while purchasing the Maruti Suzuki Cars:
- Trust of the insurance companies not shutting down is very high.
- High rate of passing the insurance claim requests. Almost no claim is rejected if it is a genuine one.
- The amount of the claim is always genuine and you need not worry about the amount.
- You can get any information through RTI. if you feel, you are cheated, there is a very high possibility that you can escalate the matter.
Opt for National insurance and enjoy their benefits.